Commercial Property Loans
Finance solutions for commercial property and property development...
Smart Search is a Commercial Property Loans specialist that has brokers with a network of 100 plus lenders including the major banks We have a variety of commercial loan solutions that include;
- Purchase of retail, industrial, residential and commercial property
- Construction retail, industrial, residential and commercial property
- Specialist securities such as child care centers, hotels, motels, caravan parks and petrol stations
- High LVR where you can borrow up to 80% of the properties value
- True NO DOC commercial loans up to 65% LVR up to 25 years
- Credit impaired solutions for those with a poor credit history
- Lease Doc for investment purchases - no financials just rental income
- Many more options available
Today's Interest Rates
| Lender | Loan Type | Security Type | Interest Rate | Max LVR | |
|---|---|---|---|---|---|
| Commercial Reference Rate | Variable Rate from | Commercial Security | 3.40% plus risk margin | Up to 75% | Enquire |
| Bank | Variable | Residential Security | 4.20% | 80% | Enquire |
| Bank | Fixed Rates From | Residential Security | 4.44% | 80% | Enquire |
| Bank | Variable Rates From | Commercial Security | 4.20% | 60-75% | Enquire |
| Bank | Lease Doc Variable | Commercial Security | 4.54% | 60% to 80% | Enquire |
| Bank | Commercial Equity Loan From | Commercial Security | 5.75% | 60% to 75% | Enquire |
| Bank | 1 Year Fixed Rate From | Commercial Security | 4.44% | 75% | Enquire |
| Bank | 2 Year Fixed Rate From | Commercial Security | 4.70% | 75% | Enquire |
| Bank | 3 Year Fixed Rate From | Commercial Security | 4.44% | 70-75% | Enquire |
| Bank | 4 Year Fixed Rate From | Commercial Security | 5.10% | 75% | Enquire |
| Bank | 5 Year Fixed Rate From | Commercial Security | 5.24% | 75% | Enquire |
| Lender | Loan Type | Security Type | Interest Rate | Max LVR | |
|---|---|---|---|---|---|
| Bank | Low Doc Variable From | Residential Security | 5.39% to 5.99% | 60% to 80% | Enquire |
| Bank | Low Doc Fixed Rate From | Residential Security | 4.79% | 60% to 80% | Enquire |
| Bank | Lease Doc Variable | Commercial Security | 4.54% | 60% to 80% | Enquire |
| Non Bank | No Doc | Commercial Security | 7.35% | 60% to 80% | Enquire |
| Bank | 1 Year Fixed Rate From | Commercial Security | 4.79% | 60% to 80% | Enquire |
| Bank | 2 Year Fixed Rate From | Commercial Security | 5.19% | 60% to 80% | Enquire |
| Bank | 3 Year Fixed Rate From | Commercial Security | 5.04% | 60% to 80% | Enquire |
| Bank | 5 Year Fixed Rate From | Commercial Security | 5.54% | 60% to 80% | Enquire |
Please Note: that the above interest rates are only examples. Interest rate vary according to security type, property type, borrow amount against the properties value, loan amount, location, use and purpose.
Commercial Loan Lenders
| Lender | Type | Description | |
|---|---|---|---|
 |
Second tier lenders Private funders Wholesale lending |
Full doc commercial loans up to 80% LVR
Low Doc up to 75% LVR No Doc up to 65% |
Enquire |
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ANZ Commercial Property Loans | Full doc commercial property loans, construction for small to large scale developments. | Enquire |
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Commonwealth Bank Commercial Property Loans | Full doc commercial property loans, construction for small to large scale developments. | Enquire |
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NAB Commercial Property Loans | Full doc commercial property loans, construction for small to large scale developments. | Enquire |
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Westpac Commercial Property Loans | Full doc commercial property loans, construction for small to large scale developments. | Enquire |
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Bank West Commercial Property Loans | Full doc commercial property loans. | Enquire |
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Adelaide Bank Loans | Commercial property finance | Enquire |
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IMB | Commercial property finance only. | Enquire |
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ING Direct Commercial Loans | Full doc commercial property loans only. Lease Doc available when lease terms and income can service loan amount | Enquire |
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St George Commercial Property Loans | Full doc commercial property loans, construction for small to large scale developments. | Enquire |
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Suncorp Commercial Property Loans | Full doc commercial property finance. | Enquire |
| Other Commercial Lenders Providing More Solutions | Second tier lenders Private funders Wholesale lending | More Lenders Available. This is just a representation of some of Australia's most longest standing lenders that offer ongoing competitive rates. Please discuss other lender options with your commercial loan consultant by clicking the commercial loan quote button below. | Enquire |
| Other lenders may be available |
