Commercial Loans from 2.50% for retail, office and industrial freehold for investors and owner occupiers. Development finance for retail and industrial units.

Refinance of commercial property loans for better interest rates and expired loan terms .

High LVR up to 80%, True Low Doc from 4.45%, credit impaired solutions, lease doc for investors and short term finance.

See more Commercial Property Interest Rates.

Commercial Property Loans  

Business Loans / Lending

Solutions for small, medium and large scale business operations. We work with the major banks, non bank lenders and private finance investors.

Most major franchises funded. Business with strong financials and longevity in the market place

Working capital and receivable finance also available. Specialty businesses will also be considered on a case by case basis.

See more Business Loan Interest Rates.

Business Loans  

Car loans and lease available. Includes light and heavy commercial vehicle. Commercial hire purchase, novated lease and chattel mortgage options available.

Leasing for medical and dental equipment, farm/agricultural, computers and office equipment.

Low doc options available for those entities with a strong asset base for car loans, commercial vehicles and equipment leasing.

See more Car and Equipment Interest Rates.

Car Loan & Leasing  

Interest Rates From Bank, Super Fund and Private Lenders
Loan Type Interest Rate Lending Amount Security Type
Banks and Superfunds        
Variable Interest Rates 2.50% to 5.45% 50% to 80% Commercial Security Enquire
Variable 3.85% 80% Residential Security Enquire
Fixed Rates From 3.40% 80% Residential Security Enquire
Lease Doc Variable 3.40% - 5.99% 60% to 80% Commercial Security Enquire
1 Year Fixed Rate From 2.50% - 6.01% Up to 80% Commercial Security Enquire
2 Year Fixed Rate From 2.50% - 5.83% Up to 80% Commercial Security Enquire
3 Year Fixed Rate From 2.60% - 5.74% Up to 80% Commercial Security Enquire
5 Year Fixed Rate From 2.70% - 5.24% Up to 80% Commercial Security Enquire
Development Rate From 3.50% +line fee Up to 75% Commercial Security Enquire
SMSF Self Managed Super Fund from 4.95% Up to 70% Commercial Security Enquire
Private Lenders / Investor        
Variable Interest Rates 4.00% to 7.38% 70% to 85% Commercial Security Enquire
Fixed Rates From 3.85% to 3.95% 70% Commercial Security Enquire
SMSF Property Finance 5.75% 65% Commercial Security Enquire
Development Finance 7.95% to 9.55% 60% to 75% Commercial Security Enquire
Loan Type Interest Rate Max LVR Security Type
Banks and Superfunds        
Low Doc Variable 5.09% to 6.25% Up to 80% Commercial Security Enquire
Low Doc Fixed Rate From 4.79% to 5.54% 60% to 80% Commercial Security Enquire
Lease Doc Variable 4.79% to 6.25% Up to 80% Commercial Security Enquire
1 Year Fixed Rate From From 4.79% 60% to 80% Commercial Security Enquire
2 Year Fixed Rate From From 5.19% 60% to 80% Commercial Security Enquire
3 Year Fixed Rate From From 5.04% 60% to 80% Commercial Security Enquire
5 Year Fixed Rate From From 5.54% 60% to 80% Commercial Security Enquire
Private Lenders / Investor        
Low Doc Variable 4.45% to 5.20% Up to 80% Commercial Security Enquire
No Doc 8.25% 65% Commercial Security Enquire

Due to the complexity and many variables associated with business loans we are unable to publish business loan interest rates.

Please complete the online Business Loan Quotes page accurately as possible so we can assign a business lending specialist to discuss your business finance.

Please complete the online Lease Quotes form so we can assign one of our leasing specialists to discuss your finance needs.

Commercial Loan Quotes

Please Note: that the above interest rates are only examples. Interest rates are subject to change NOTE: Pricing and maximum LVR will vary based on the location, facility size, type of asset and quality of the overall transaction. Lowest pricing based on facilities $5M+. Please complete an online form so we can assess your commercial lending needs.

Commercial Loan Lenders

Here are just some of the lenders we use including non banks and private financiers.

About Smart Search Commercial Loans

Smart Search Finance commercial lenders and brokers offer realistic solutions from hundreds of retail banking products to all Australians. All mortgage brokers at Smart Search Finance are Accredited Mortgage Consultants of the (MFAA) and of the Credit Ombudsman Service Limited (COSL) for home loans, investment and commercial loans. Servicing major capital and regional centers' in Sydney, Melbourne, Brisbane, Adelaide, Perth, Hobart, Canberra and Darwin. We can also service regional areas in Victoria (Vic), New South Wales (NSW), Queensland (Qld), South Australia (SA), Western Australia (WA) and Tasmania (Tas).

Comparison rates are based on a $250,000 loan for 25 years. This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.