TODAY'S INTEREST RATES

Last Updated 14th November 2024. Interest rates are subject to change. Reserve Bank of Australia kept the cash rate at 4.35% on 5th November 2024.

Loan Type	Interest Rate	Loan to Value	Security Type	Quotes
Traditional Lenders
Variable Interest Rates	6.14% to 10.74%	80%	Commercial	Enquire
Variable Interest Rates	6.14% to 8.59%	90%	Residential	Enquire
Fixed Rates From	6.12% to 8.89%	80%	Commercial	Enquire
Lease Doc From	6.74% to 8.89%	80%	Commercial	Enquire
1 Year Fixed from	6.33% to 9.81%	80%	Commercial	Enquire
2 Year Fixed from	6.21% to 9.93%	80%	Commercial	Enquire
3 Year Fixed from	6.12% to 9.88%	80%	Commercial	Enquire
5 Year Fixed from	6.26% to 9.71%	80%	Commercial	Enquire
Self Employed Low Doc from	7.19%	80%	Commercial	Enquire
Development Rate from	4.89% + line fee	75%	Commercial	Enquire
SMSF Self Managed Super Fund from	7.49%	80%	Commercial	Enquire
Medical Professionals from	6.12%	100%	Commercial	Enquire
Private Lenders
Variable Interest Rates from	7.04% to 10.38%	80%	Commercial	Enquire
Fixed Rates from	8.35% to 11.15%	80%	Commercial	Enquire
SMSF Property Finance from	7.99%	75%	Commercial	Enquire
Development Finance from	7.45%	75%	Commercial	Enquire

Please Note: that the above interest rates are only examples. Interest rates are subject to change Pricing and maximum LVR will vary based on the location, facility size, type of asset and quality of the overall transaction. Lowest pricing based on facilities $5M+. Please complete an online form so we can assess your commercial lending needs.

$3,000 CASH BACK for home and investment loans refinanced over $250,000. For more information request a Home Loan Quote

Loan Type	Interest Rate	Loan to Value	Security Type	Quotes
Home Loan Interest Rates
Variable Interest Rates	5.99% CPR 6.01%	95%	Residential	Enquire
Variable 100% Offset	6.04% CPR 6.21%	95%	Residential	Enquire
1 Year Fixed	5.79% CPR 6.13%	95%	Residential	Enquire
2 Year Fixed	5.59% CPR 6.06%	95%	Residential	Enquire
3 Year Fixed	5.59% CPR 6.01%	95%	Residential	Enquire
5 Year Fixed	5.74% CPR 5.99%	95%	Residential	Enquire
Investment Interest Rates
Variable Interest Rates	6.24% CPR 6.26%	95%	Investment	Enquire
Self Managed Super Fund - SMSF	6.99% CPR 7.50%	95%	Investment	Enquire
1 Year Fixed	5.95% CPR 6.55%	95%	Investment	Enquire
2 Year Fixed	5.79% CPR 6.26%	95%	Investment	Enquire
3 Year Fixed	5.79% CPR 6.21%	95%	Investment	Enquire
5 Year Fixed	5.89% CPR 6.14%	95%	Investment	Enquire
Low Doc Interest Rates
Variable Interest Rates from	7.19% CPR 7.63%	80%	Low Doc	Enquire
Fixed Rates from	7.23% CPR 7.32%	80%	Low Doc	Enquire

WARNING: The comparison rates (CPR) for all home loans are based on secured credit of $150,000 and a term of 25 years. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Smart Search Finance is not making any suggestion or recommendation about a particular credit product from this website. You may be viewing a product that is unsuitable for your lending needs. It is highly advised that you speak to one of our qualified licenced advisors or the relevant financial institution to ensure that interest rates, product information and your financial needs are suitable to apply for that product.

Due to the complexity and many variables associated with business loans we are unable to publish business loan interest rates. Please complete the online Business Loan Quotes page accurately as possible so we can assign a business lending specialist to discuss your business finance.

Interest rates from 6.25% Please complete the online Lease Quotes form so we can assign one of our leasing specialists to discuss your finance needs

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TODAY'S INTEREST RATES

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